Living Benefits Plan
Living benefits included with your policy at no extra cost
Enhance your life insurance policy with riders that provide living benefits. These allow you to access your death benefit early under specific medical circumstances.
Disability: In case you are diagnosed permanently disabled, you would never pay your insurance anymore.
Chronic Illness Rider: Allows early payment of part of the death benefit if the insured becomes chronically ill (unable to perform 2+ Activities of Daily Living).
Terminal Illness Rider: Pays part of the death benefit early if the insured is diagnosed with a condition expected to cause death within 24 months.
Policy Benefits
Disability
Never pay insurance premiums again if permanently disabled.
Chronic Illness Rider
Access part of the death benefit if you become chronically ill.
Terminal Illness Rider
Receive part of the death benefit early if diagnosed with a terminal condition.
Why Choose Living Benefits Plan?
The Living Benefits Plan allows you to access your death benefit early, helping you manage critical health conditions without worrying about your finances. It provides flexibility and security, ensuring that you have the necessary resources when you need them the most.
Is this strategy right for you?
Connect with our specialists to run a personalized illustration based on your financials and see how the Living Benefits Plan can enhance your life insurance policy.